Sat Sep 4 2010
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Hygeia Health Plan.. click for more details
  SERVICES   
•    Outpatient and specialist consultation   
•    Admissions   
•    Accommodation   
•    Physiotherapy   
•    X-rays, laboratory & diagnostic tests   
•    Accidents & emergencies   
•    Prescribed medicines + drugs   
•    Routine immunizations   
•    Minor surgeries & procedures   
•    Intermediate surgeries & procedures   
•    Health promotion   
•    Primary dental care (fillings, non-surgical extractions, preventive care)   
•    Ante-natal care + delivery   
•    Eye glasses (or contact lenses)   
•    Dental surgical extraction   
•    Additional immunisations (hepatitisB, HiB, MMR pneumococcal)   
•    Major & complex investigations (CT scan + MRI scan)   
•    Evacuation (hospital to hospital & road side to hospital)   
•    Cancer care (oncology tests, drugs + chemotherapy & radiotherapy)
•    Permanent disability   
•    Accidental death   
•    Death from other covered causes (see exclusions + limitations)       
•    Group discount available  


OracleMed International Plan.. click for more details
  •    24 hour emergency evacuation
•    Hospital benefits for emergency and non-emergency elective
•    Hospitalisation (subject to pre-authorisation)
•    Hotel accommodation
•    Intensive care unit
•    Theatre fees
•    Theatre drugs
•    Ward drugs
•    Physiotherapy, occupational and speech therapy
•    Dental treatment as a result of accidental damage
•    Maxilla-facial surgery related to trauma
•    Acute renal dialysis
•    Rehabilitation (step-down facility post operative)
•    Return to country of residence
•    Confinements (treatment in-country of origin only)
•    Minor surgery (treatment in-country of origin only)
•    Adenoidectomy for children < 12 years old
•    Adenotonsillectomy for children < 12 years old
•    Arthroscopy
•    Aspiration of joints
•    Bone marrow biopsy
•    Breast lesion aspiration or biopsy
•    Bronchoscopy
•    Colonoscopy
•    Cystoscopy
•    Diagnostic laparoscopy
•    Direct laryngoscopy
•    Dilatation and curettage
•    Electroconvulsive therapy
•    ERCP
•    Gastrocopy
•    Hysteroscopy
•    Laser tonsillectomy
•    Lumber puncture
•    Oesophagoscopy
•    Pleural aspiration
•    Removal of cataract
•    Removal of apterygial
•    Removal of superficial tumours
•    Tonsillectomy for children < 12 years old
•    Vasectomy

ASSUR Whole Life.. click for more details
  •    Policy Holder can terminate the policy after 2 years and will get cash value.
•    Provides funds for children's education.
•    Option to convert to a retirement income plan at old age.
•    Secures your family's standard of living.
•    The benefit is tax free.
•    Provides loved ones with funds to cover funeral expenses.


ASSUR Education Plan.. click for more details
  •    Guaranteed payment of fees and other educational requirements.
•    Medical cover – N50, 000 per annum.
•    Benefit is paid directly to the school.
•    The premium is tax deductible.
•    The benefit is tax free.
•    Instalmental premium allowed.


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