This is an international medical and evacuation insurance product. It is a worldwide cover (excludes Canada and USA) and provides a 24-hour emergency treatment whilst at home (in Nigeria) or travelling for business or pleasure. It provides peace of mind that in the event of an emergency medical situation, arrangements will be made for a safe evacuation to the nearest appropriate facility with world class medical treatment.

This is a summary of benefits only, and is subject to the specific terms and conditions of the plan concerning eligible benefits, limitations, eligibility and exclusions. Please refer to the policy wording for a complete description, available upon request.

Features:

• 24 hour emergency evacuation
• Hospital benefits for emergency and non-emergency elective
• Hospitalisation (subject to pre-authorisation)
• Hotel accommodation
• Intensive care unit
• Theatre fees
• Theatre drugs
• Ward drugs
• Physiotherapy, occupational and speech therapy
• Dental treatment as a result of accidental damage
• Maxilla-facial surgery related to trauma
• Acute renal dialysis
• Rehabilitation (step-down facility post operative)
• Return to country of residence
• Confinements (treatment in-country of origin only)
• Minor surgery (treatment in-country of origin only)
• Adenoidectomy for children < 12 years old
• Adenotonsillectomy for children < 12 years old
• Arthroscopy
• Aspiration of joints
• Bone marrow biopsy
• Breast lesion aspiration or biopsy
• Bronchoscopy
• Colonoscopy
• Cystoscopy
• Diagnostic laparoscopy
• Direct laryngoscopy
• Dilatation and curettage
• Electroconvulsive therapy
• ERCP
• Gastrocopy
• Hysteroscopy
• Laser tonsillectomy
• Lumber puncture
• Oesophagoscopy
• Pleural aspiration
• Removal of cataract
• Removal of apterygial
• Removal of superficial tumours
• Tonsillectomy for children < 12 years old
• Vasectomy

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