The insured can choose to take a loan from his account and pay back with a 17% interest. He can also choose to withdraw partly and have his commencement date moved forward.

You have a period of one year from date of last contribution to revive a lapsed policy.

No the insured can decide to pay quarterly, bi-annually or yearly, depending on the financial convenience.

The insured can withdraw but without interest payable on the principal.

Visit any branch of Guaranty Trust Bank nationwide and request for an application form.

OR

Visit us at our head office:
Guaranty Trust Assurance Limited,
Heritage Plaza, Plot 928A, Bishop Aboyade Cole Street,
P.M.B. 80015, Victoria Island, Lagos, Nigeria.

You can have more than one beneficiary to the benefits of your savings. You may also change them if you desire to.

Yes, Investment Yield for the new band of contribution would apply. Your Life Cover Benefit would remain same until the anniversary of the policy upon which the Life Cover for the new contribution band would apply.

Payments can be made by cash, cheque at any Guaranty Trust Bank branch nation-wide and through direct debits mandates.

There is a 30 days period of grace to make the payment. If outstanding contribution is not made, the policy lapses and the policy value will be limited to the account balance. The Life Benefit Assured ceases to be payable.